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Confessions Of An Ex-Civil Servant

Posted by Ace Academy Team on March 16, 2016 in Investing | 2,348 Views

 

HPaulinei, my name is Pauline Teo.

When I was about 12-years old, I decided to follow in the footsteps of my father who was a civil servant. My dad had always told me to study hard, enroll in a good university and become a civil servant because it would mean having an “iron rice bowl” and I wanted to be just like him.

I foolishly thought that having a stable job would enable me to have a better quality of life.

Boy, was I wrong.

After getting married and having 2 beautiful kids of my own, household expenses started to pile up. Parents with kids would know that expenses would have almost doubled.

When people crown Singapore the MOST expensive city in the world, I’m sure that they weren’t joking.

I knew that leaving money in the bank was equivalent to leaving money on the table. It was not growing but actually shrinking every year. Hence, I needed to learn how to invest not only for myself but also for my family.

In fact, I remember desperately wanting to grow my money through investments so as to provide a better life for my family. So much so that I turned to one of my acquaintance Amy, who happened to be an insurance agent at that time for help.

Amy seemed to be very savvy with investments, she pulled out some documents from her folder and started recommending me what seemed to be a wonderful opportunity. Unit Trusts.

I signed the documents without having a clue what was written in the contract.

Being financially illiterate, I wholeheartedly trusted Amy’s judgement investing more and more of my savings into the unit trust every year. Amy even assured me that this was the safe way to invest.

10 Years later…

Divorce

It was the year 2009, 10 years after diligently investing in the fund.

Having felt a sense of accomplishment and with a tinge of excitement in my heart, I logged in to check on my investment portfolio.

What happened next was truly nerve-shattering. “I must be dreaming! This can’t be right!”

My investment in unit trusts did not grow by 10% or 3%. Not even 0.05%.

It decreased a jaw-dropping amount of 40%!

I always thought that investments should be left in the hand of the “professionals”. But I’ll admit that finances are much better off handled by yourself.

And that’s kind of what most Singaporeans are doing. Making unsound investment decisions that they have no knowledge about.

Every day we are bombarded with information from our insurance agents, stock brokers and even friends who claim to have the latest ‘insider information’ about a new stock.

Is it any surprise that we are lost and confused about growing our finance?

But it isn’t your fault!

690x491_Financial_PlanningSingaporeans were not taught how to invest or manage their finances. Not even schools do that.

Have you wondered why people are afraid of retrenchment?

People are not afraid of losing their jobs. People are afraid of losing the monthly income their jobs bring in month after month.

But what if you could learn how to invest in the stock market and make passive income so that you would still be generating cash flow even after you stop working?

OK, I’m nearly done, but my story doesn’t end here!

After acknowledging my failed mistake, I was determined to take charge of my own finances by learning about investing.

God was kind to me.

While I was searching the Internet, educating myself on how to invest, I chanced upon the mentor I so needed. A mentor that changed my life from that very moment.

Remember that I lost 40% of my investment in the past? After learning from my mentor, I achieved 73.09% in capital appreciation (both cash and CPF) and collected 49% in dividends over the past 5 years.

investytreeBecause of this system, I’m now a multi-millionaire and am financially free. I no longer need to worry about my family missing out on opportunities just because I can’t afford to pay for it. If my kids want to go on overseas trips, I can afford it.

And I want to teach this system to help more Singaporeans achieve financial freedom because I believe that everyone has the capability to achieve it.

And to prove it, I would like to invite you to my 3 hours Value Investing Workshop where I teach you the 2016 Proven Stock Investment Strategy to Rake in HUGE Passive Income, Retire Early, Even If You Are a Complete Beginner.

Is Value Investing for You?

Ask yourself these questions:

  1. Do you want to take responsibility for your own finances and provide a better life for you and your family?
  2. Do you want to learn a step-by-step system to safely invest in the stock market to grow your money?
  3. Do you want to make passive income so that you still have a source of income even after leaving your job?

If the answers are ‘YES’, I believe you are appreciative of this opportunity and would be serious about learning this.

Click the button below to register for my free VALUE INVESTING workshop where I will spend 3 hours teaching you the basics of investing so that you can get started right away!

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Posted in Investing | Tagged investing, investment

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Our mission has always been to provide the best quality education on generating wealth and income on the Internet through various methods.

In the past few years, we have already help transform thousands of lives through our LIVE seminar events in both Singapore and Malaysia.
We wish to continually expand our programs and reach out to more struggling people stuck in the rat race and help them achieve financial independence through our proven online business programs.
 

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